Turn roadside chaos into structured, insurance-grade data at the moment of tow.
PRZM puts insurance carriers in the cab at the moment of tow. Get real-time visibility into your policy fleet before a claim is even filed or the storage fee clock starts.
A tower in the PRZM network picks up a vehicle. PRZM matches the VIN against your policy registry and auto-creates a claim. You're notified in real time — photos, damage flags, location, storage clock running.
Day 3
Adjuster Dispatched
With tow data, AI-flagged damage, and a pre-filled valuation report already in hand, your adjuster can make the repair-vs-total-loss call within days, not weeks.
Day 5
Vehicle Listed
Total loss decision made. The vehicle lists on the PRZM marketplace — still sitting on the tower's lot. No transport, no Copart staging, no land moat.
Day 11
Buyer Picks Up
Auction closes, buyer collects the vehicle from the tower lot. Title and lien release handled via Loss Express. Claim closed.
WITHOUT PRZM
Industry Average
30-50
Days from tow to vehicle sale through Copart or IAA. Storage fees accumulate daily while you wait to hear from the policyholder.
WITH PRZM
PRZM Claim Lifecycle
~11
Days from tow event to buyer pickup. You're notified before your policyholder calls. Every day recovered is storage cost eliminated.
The tower-driven data layer powering your claims process.
PRZM surfaces the right data at the right stage — so adjusters spend time deciding, not chasing.
01New match
02Acknowledge & assign
03AI-assisted inspection
04Valuation report
05Decision
06Disposition
Stage 01 — System
Auto-match and notify
The moment a tower in the PRZM network picks up a vehicle, the VIN is matched against your policy registry. A claim is auto-created and surfaced to your team — tow data, vehicle info, and policy details already attached. No policyholder call required.
The moment a tower picks up a vehicle, the VIN is matched against your policy registry. A claim is auto-created and surfaced to your team. No policyholder call required.
The adjuster acknowledges the claim and assigns an appraiser or field adjuster. Every action is written to the audit trail. The storage clock is front and center — every hour here is a cost.
Guided photo capture — front, left, rear, right. ClickIns processes the images and surfaces damage annotations and severity flags. The adjuster can confirm or override any AI finding.
The system assembles the report from VIN decode, market comparables, vehicle history, and condition grades. The adjuster confirms or overrides each field. Every contribution is attributed by role.
Base vehicle valueComparable listingsVehicle historyPDF export
Stage 05 — Adjuster
Repair vs. total loss decision
The adjuster brings the repair estimate and records the decision inside PRZM. Total loss assessed value entered, deductible and fee math owned by the carrier.
Decision recordedAssessed value enteredStatus: Decision Made
Stage 06 — System
Distributed-lot auction and close
The vehicle lists on the PRZM auction while remaining on the tower's lot. Buyers bid, the auction closes, buyer collects from the yard. Title and lien release via Loss Express. Claim closed.
Online auctionBuyer pickup from lotTitle & lien releaseClaim closed
WHY PRZM
Not just another inspection tool.
Legacy workflows wait for the policyholder to call. And then they wait for data to make its way from one tool to the other. And then they wait for the off-site auction. End the waiting with PRZM.
